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Pay Your Bills with APK - The Leading Online Payment App

What is APK and Why You Need It


If you are looking for a convenient and secure way to pay your bills, buy tickets, donate to charity, or manage your finances in Azerbaijan, you might want to check out APK. This is a mobile application that allows you to access the largest online payment system in the country with just a few taps on your smartphone. apk


But what exactly is and what is an APK file? In this article, we will answer these questions and explain the features, benefits, and installation process of APK. By the end of this article, you will have a clear idea of what this app can do for you and how to get it on your device.

What is is an online payment system that was launched in 2007 by GoldenPay OSJC, a leading company in the field of electronic payments in Azerbaijan. It offers a wide range of services that you can pay online with your credit card or bank account. Some of these services include:

  • Government fees and taxes

  • Utilities (electricity, water, gas, etc.)

  • Mobile phone top-ups and internet packages

  • Bank loans and insurance premiums

  • Education fees and tuition

  • Charity donations and crowdfunding campaigns

  • Tickets for movies, concerts, events, etc.

  • TV subscriptions and streaming services

  • Parking fees and fines

  • Insurance purchase and renewal

  • And many more!

You can also see your debts on your dashboard upon generation and receive notifications about your payments and due dates.

What is an APK file

An APK file is a type of file that contains the installation package of an Android application. It stands for Android Package Kit and it has the extension .apk. You can download APK files from various sources on the internet, such as official websites, app stores, or third-party platforms.

Downloading APK files can be useful if you want to access apps that are not available on Google Play Store or if you want to update your apps faster than the official release. However, you should always be careful about the source of the APK file and scan it for viruses before installing it on your device.

Features of APK

Online Payment System

The main feature of APK is that it allows you to access the online payment system of on your mobile device. You can pay any of your bills or services in just one second anywhere and anytime.

Services you can pay with

As mentioned As mentioned before, offers a wide range of services that you can pay online with your credit card or bank account. Here is a table that summarizes some of the most popular services and their categories:




Taxes, fees, fines, etc.


Electricity, water, gas, etc.


Mobile phone, internet, TV, etc.

Banking and Insurance

Loans, premiums, insurance, etc.


Fees, tuition, courses, etc.


Donations, campaigns, etc.


Movies, concerts, events, etc.


Fees and fines

Insurance purchase and renewal

Car insurance, travel insurance, etc.

Security and encryption

You might be wondering how safe it is to use APK to pay your bills or services online. The answer is very safe. APK uses the latest encryption technology to protect your personal and financial information from unauthorized access or theft. It also complies with the international standards of PCI DSS (Payment Card Industry Data Security Standard), which ensures the security of cardholder data. apk download apk latest version apk free download apk for android apk 12.0.0 apk old version apk update apk mod apk hack apk cracked app download app for pc app online payment system app review app for iphone app for windows app for mac app for laptop app for ios app for ipad online payment system online payment portal online payment services online payment gateway online payment platform online payment app online payment website online payment login online payment registration online payment security

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Winners Club

Another feature of APK that makes it stand out from other online payment systems is the Winners Club. This is a loyalty program that rewards you for using APK to pay your bills or services. You can earn Hesab Koins and Bonuses for every payment you make and use them to get discounts, gifts, or cashback from various partners of APK.

How to earn and use Hesab Koins and Bonuses

Earning Hesab Koins and Bonuses is very easy. All you have to do is use APK to pay your bills or services and you will automatically receive Hesab Koins and Bonuses in your account. The amount of Hesab Koins and Bonuses you earn depends on the type and amount of the service you pay for.

You can use your Hesab Koins and Bonuses to get discounts, gifts, or cashback from various partners of APK. Some of these partners include:

  • Azercell (mobile operator)

  • Bakcell (mobile operator)

  • Nar (mobile operator)

  • Azeronline (internet provider)

  • Cinemax (cinema chain)

  • Park Cinema (cinema chain)

  • Azerlotereya (lottery company)

  • Azpetrol (petrol station chain)

  • Baku Taxi Service (taxi service)

  • Bakcell Arena (stadium)

  • Baku Olympic Stadium (stadium)

  • Baku City Circuit (Formula 1 track)

  • Baku Shopping Festival (shopping event)

  • Azerbaijan Airlines (airline company)

  • Azerbaijan Railways (railway company)

  • Azerbaijan Tourism Board (tourism organization)

  • And many more!

You can see the full list of partners and their offers on the APK app or website.

Payment History and Automatic Payment APK also allows you to keep track of your payment history and set up automatic payments for your recurring bills or services. You can see all your past payments on your dashboard and filter them by date, category, or status. You can also download or print your payment receipts for your records.

If you want to save time and avoid missing any payments, you can use the automatic payment feature of APK. You can set up a schedule for your payments and choose the amount and the payment method you want to use. APK will automatically pay your bills or services on the specified date and notify you about the payment status. You can also cancel or modify your automatic payments at any time.

Saving Credit Card

If you want to make your payments faster and easier, you can save your credit card information on APK. You can add up to five credit cards to your account and choose the default one for your payments. You can also edit or delete your credit cards at any time.

Saving your credit card on APK is safe and secure. Your credit card information is encrypted and stored on a secure server. You will also need to enter a verification code (CVV) every time you use your credit card for payment.

Debts and Notifications APK also helps you to stay on top of your debts and avoid late fees or penalties. You can see your debts on your dashboard upon generation and receive notifications about your due dates and payment status. You can also pay your debts with one click or set up automatic payments for them.

You can also customize your notifications settings on APK. You can choose which types of notifications you want to receive, such as payment confirmation, debt reminder, bonus offer, etc. You can also choose the frequency and the channel of the notifications, such as email, SMS, push notification, etc.

Contact and Support

If you have any questions, problems, or feedback about APK, you can contact the customer suppor


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